What is the term for a summary of title prepared from the records in the registry of deeds?

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The term for a summary of title prepared from the records in the registry of deeds is known as an Abstract of Title. This document provides a chronological summary of all the recorded instruments that affect the ownership of a particular piece of real estate, including deeds, mortgages, liens, and other claims. It is essential in real estate transactions as it helps to demonstrate the property's title history and reveals any potential issues that could affect ownership.

An Abstract of Title serves as a vital tool for buyers and their attorneys, as it outlines the chain of ownership and establishes the legal status of the property. This summary aids in identifying any discrepancies or claims that may exist against the title, ensuring a smoother transaction.

The other terms, while related to real estate, refer to different aspects. A Title Report typically provides an opinion about the status of a title but is often less detailed than an abstract. A Title Policy is an insurance product designed to protect against defects in the title not listed in the abstract. A Deed Certificate refers more to a document affirming the transfer of title rather than summarizing its history. Thus, understanding the specific definitions and uses of these terms highlights why the Abstract of Title is the appropriate choice for this question.

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