What type of deed contains five covenants and creates the most liability for the grantor?

A general warranty deed is indeed the type of deed that contains five covenants and creates the most liability for the grantor. This deed provides a robust guarantee to the grantee, affirming that the grantor holds clear title to the property and has the right to sell it. The five covenants typically associated with a general warranty deed include:

1. The covenant of seisin, which confirms that the grantor owns the property and has the right to convey it.

2. The covenant of right to convey, ensuring that the grantor has the legal authority to transfer ownership.

3. The covenant against encumbrances, promising that the property is free from liens or encroachments, except those specifically disclosed.

4. The covenant of quiet enjoyment, which ensures that the grantee will not be disturbed in their possession of the property by someone claiming superior title.

5. The covenant of warranty, which obligates the grantor to defend the grantee against any claims to the title.

Because the general warranty deed provides these comprehensive protections, it imposes significant liability on the grantor. If any issues arise regarding the title after the sale, the grantor may be held responsible for resolving them, thus offering the highest level of assurance to the